Terms and Conditions

Last updated: 2026-09-20

Acceptance

By accessing this website you agree to these terms. If you do not agree, please do not use the site. These terms govern use of the website itself; services you enroll in are governed by the separate written agreement you sign at that time, which takes precedence in any conflict.

No advice

The content on this site is general information, not advice. It does not take account of your circumstances and should not be relied on as legal, tax, accounting or financial advice.

The Debt Lifts is not a law firm, a bankruptcy petition preparer, a credit repair organization or a lender. We do not provide legal or tax advice. For legal questions consult a licensed attorney in your state; for tax questions consult a qualified tax professional.

No guaranteed outcome

Nothing on this site is a promise, guarantee or prediction of any particular result. We do not guarantee that any debt will be reduced, settled or resolved, or that any creditor will accept any offer. Any figures, examples, calculators or illustrations shown are hypothetical and are not offers, quotes or approvals.

Estimator tool

The debt estimator on this site is an illustration built on simplified assumptions, stated on the page alongside it. It does not take account of your creditors, your state, your credit profile or your actual circumstances, and it is not an offer of credit or a program quote. Only a full assessment can produce figures relevant to you.

Eligibility and availability

Our services are available to adults resident in the United States. Not all programs are available in every state, and the terms of those that are may differ by state. Availability is confirmed during your assessment.

Your responsibilities

When you use this site or submit an enquiry, you agree to:

• Provide accurate and complete information
• Submit enquiries only on your own behalf or with documented authority
• Not use the site unlawfully, or to transmit malicious code
• Not attempt to gain unauthorised access to any part of the site or its systems
• Not scrape, republish or resell content from this site without written permission

Intellectual property

All content on this site — text, design, code, graphics and logos — is owned by us or our licensors and is protected by copyright and trade mark law. You may view and print pages for your own use. Any other reproduction requires written permission.

Third-party links

This site links to third-party websites, including lending partners and mapping services. We do not control those sites and are not responsible for their content, availability or privacy practices. A link is not an endorsement.

Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential or punitive damages, or for loss of profits, arising from your use of this website. Nothing in these terms limits liability that cannot lawfully be limited.

Communications consent

If you submit an enquiry and tick the consent box, you agree to be contacted by phone, text or email about that enquiry, including by automated technology, at the number you provide. Consent is not a condition of purchase. Message and data rates may apply. You can withdraw consent at any time.

Governing law

These terms are governed by the laws of the State of Delaware, without regard to conflict of law principles. Disputes are subject to the exclusive jurisdiction of the state and federal courts located in Delaware, unless the agreement for a specific service provides otherwise.

Changes

We may revise these terms at any time. The version in force is the one published here on the date you use the site.

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Questions about this document? Contact us at info@thedebtlifts.com and we will reply within one business day.